Frequently Asked Questions

Helping You Navigate the Title and Closing Process

At The Closing Partner, we understand that real estate transactions can be complex. Our FAQ section is designed to answer common questions and guide you step-by-step through the title and settlement process.

1. What is a title company and what do they do?

A title company ensures that the property you’re buying has a clear and marketable title. We perform title searches, issue title insurance, and handle the closing process, making sure all liens, encumbrances, and ownership issues are resolved before you take possession.

2. What is a Closing Disclosure?

A Closing Disclosure is a document that outlines all fees, costs, and financial details of your real estate transaction. Both buyers and sellers review and approve this disclosure before closing, so there are no surprises at settlement.

3. How do I submit a new title order?

Submitting a new title order is easy! You can send your order online via our secure form or email it to neworders@theclosingpartner.com. Include all necessary information so our team can process it quickly and accurately.

4. How long does the title and closing process take?

Most residential closings take 30–45 days from contract to closing, but timing can vary depending on lender requirements, title searches, and document preparation. Our team works diligently to keep your closing on schedule.

5. What is title insurance and why do I need it?

Title insurance protects you and your lender against any issues with property ownership that may arise after closing, such as undiscovered liens or claims. It provides peace of mind that your investment is secure.

6. Can I use my own attorney?

While you are welcome to retain your own attorney for advice or guidance, you cannot have multiple attorneys responsible for the closing transaction. If you choose to use your own attorney, they will represent only you outside of the closing and will not participate in the actual closing process.

At The Closing Partner, we are uniquely positioned as both a title company and a full-service office with an on-staff attorney. This allows us to provide unbiased guidance and support throughout the closing, ensuring a smooth and secure transaction for all parties.

7. What happens at closing?

At closing, all parties sign the necessary documents, funds are disbursed, and ownership is officially transferred. Our team coordinates with buyers, sellers, agents, and lenders to make this process smooth and accurate.

8. How can I get help after closing?

For post-closing questions or document requests, contact our team at postclosing@theclosingpartner.com. We are happy to assist with copies, record requests, or any follow-up items.

9. When Will I Get My Check From My Title Company?

Selling a house or helping someone buy or sell their home if you are a Realtor, can be an exciting time. One of the most common questions we get from Realtors and home sellers alike is “when will I get my check?”

This is understandable as there has been a lot of work and patience to get the transaction done. Plus, who doesn’t like a payday!

When will I get paid?
We make every effort to pay all of the parties involved quickly, oftentimes the same day the transaction closes. However, this can vary based on the day or time of day the closing occurs. For example, most banks aren’t open after 5 or 6 pm and are closed on weekends.

That said, here is when you can expect to be paid for your closing or your commission if you were part of helping a transaction become a done deal.

Sellers & Realtors
If you are owed net proceeds from the sale of a house, or a Commission as Realtor, you can usually expect a check to be cut the same or next business day.

Of course, if you are out of town, the check will be mailed, so estimate an extra day or two to actually receive it.

Paper Check vs Wire Transfer
It is often assumed that Wire Transfers are faster than receiving a paper check. However, this isn’t always true. Wire transfers sometimes require more verification and approvals (due to cyber fraud) and as a result may even take an extra 24 hours to receive the funds.

If you’d like to receive the funds very quickly, it might be a good idea to select a Monday-Thursday closing date. This way you shouldn’t have to wait until the following week if banks or offices are closed.

10. Who can I contact with general questions?

For general inquiries, reach out to Tracey Merritt-Smith at tracey@theclosingpartner.com or call 470-309-2867.

Still have questions? Our team at The Closing Partner is here to guide you through every step.

Frequently Asked Questions